Today's Top Episodes

How Humans Will Earn in the AI Economy with Jordan Gray from Public AI

Will AI steal your job or create new opportunities? Discover how humans will thrive in the evolving AI economy.

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How Humphrey Yang Built His Wealth

How Humphrey Yang Built His Wealth

Duration: 01:09:34
October 15, 2025
  • When considering aggressive versus conservative investing, the choice should be based on individual risk tolerance and time horizon, with younger individuals generally leaning towards more aggressive strategies.
  • While ETFs and mutual funds offer diversified investment options, ETFs are typically passively managed and more liquid, often leading to lower expense ratios compared to actively managed mutual funds.
  • The conversation highlights the importance of balancing future financial goals with enjoying the present, suggesting that individuals can adjust savings rates to allow for life experiences without jeopardizing long-term retirement security.
This 22-Year-Old Needs a Reality Checkโ€ฆ | Making a Millionaire

This 22-Year-Old Needs a Reality Checkโ€ฆ | Making a Millionaire

Duration: 00:55:10
October 13, 2025
  • The conversation highlights the risks of setting overly aggressive financial goals, like a million dollars by age 30, and emphasizes the importance of aligning ambitious targets with realistic timelines and personal well-being.
  • A significant discussion point is the critical need for health insurance, particularly for young entrepreneurs, and exploring various affordable options to mitigate financial disaster from medical debt.
  • The importance of a robust emergency fund and consistent savings habits is stressed, moving beyond just covering basic needs to reflecting one's current lifestyle and preparing for future life events like marriage and homeownership.
What Makes a Financial Mutant? The Survey Results Are In!

What Makes a Financial Mutant? The Survey Results Are In!

Duration: 00:38:12
October 10, 2025
  • A 13-year-old "Financial Mutant" is saving and investing in the S&P 500 through a Fidelity youth account.
  • Saving just $47 or $94 a month can potentially lead to $1 or $2 million, respectively, by age 65, accounting for future inflation.
  • Investing within a Roth IRA allows potential earnings to grow completely tax-free, maximizing long-term returns.
Why $250k is Halfway to $1 Million

Why $250k is Halfway to $1 Million

Duration: 01:06:18
October 8, 2025
  • The hosts emphasize that $250,000 is considered "halfway to a million" due to the power of compounding interest, where early investments grow exponentially over time.
  • The discussion highlights how increasing savings rates can dramatically decrease the time it takes to reach financial goals, illustrating how behavior directly impacts financial outcomes at any income level.
  • The hosts answered a viewer question about how much cash is too much?, and suggest considering the opportunity cost of holding excessive cash in low-yield accounts versus investing, and the importance of aligning cash reserves with specific financial goals and risk tolerance.
Financial Advisors React to GOOFY Financial Advice

Financial Advisors React to GOOFY Financial Advice

Duration: 00:18:13
October 6, 2025
  • The podcast episode criticizes the rising entitlement in wedding culture, particularly the expectation of gifts when guests are already spending significant money and time to attend.
  • The speaker argues against the financial burden placed on guests and bridal parties, suggesting that their presence and expenses should be considered sufficient gifts.
  • The episode advises against going into debt for extravagant weddings, prioritizing the long-term health of the marriage over a lavish ceremony.
How Student Loans Are Crippling Americans (& What Theyโ€™re Doing About It)

How Student Loans Are Crippling Americans (& What Theyโ€™re Doing About It)

Duration: 01:04:50
October 1, 2025
  • Many young Americans are putting off career advancement and family planning due to the burden of student loan debt.
  • High schoolers increasingly prioritize college affordability and career viability, indicating a shift in mindset compared to previous generations.
  • When planning for college, students and parents should actively seek scholarships and consider less expensive options like community college, while also taking into account the long-term financial implications and personal circumstances.
What You NEED To Know About The Fed Meeting

What You NEED To Know About The Fed Meeting

Duration: 01:03:23
September 24, 2025
  • The Federal Reserve recently cut interest rates by a quarter of a percent, signaling potential for two more cuts by year-end, though this is not a guarantee.
  • Historically, investors have loved lower interest rates as it lowers the cost of business, leading to potential market growth, however, buying a home should be a life decision, not a matter of market timing.
  • While lower rates may affect savings account interest, experts predict rates won't return to near-zero levels; a financial plan should be good before, during, and after such economic changes.
This One Expense Is Breaking Peopleโ€™s Retirement

This One Expense Is Breaking Peopleโ€™s Retirement

Duration: 01:07:51
September 17, 2025
  • Healthcare costs are the number one concern for most Americans aged 60-70 in retirement.
  • A Health Savings Account (HSA) offers a triple tax advantage and can be used to offset medical expenses in retirement.
  • Being proactive with your health and making healthy decisions can lead to lower healthcare costs in retirement.
We asked 1,000 millionaires how they got rich. Hereโ€™s what they said.

We asked 1,000 millionaires how they got rich. Hereโ€™s what they said.

Duration: 00:36:16
September 5, 2025
  • The survey reveals that the median net worth of Abound Wealth clients is $2.2 million, with 80% falling in the $1 million to $5 million range.
  • The data indicates that a high income isn't the only path to wealth, as 12% of surveyed clients make less than $100,000, emphasizing the importance of savings rate over income alone.
  • The vast majority of clients surveyed, 76%, had no form of meaningful inheritance to reach $1 million, and 81% were self-described optimists, indicating mindset and discipline are key factors in financial success.
Are You Beating the Average American? The 2025 Financial Mutant Survey

Are You Beating the Average American? The 2025 Financial Mutant Survey

Duration: 01:03:23
September 3, 2025
  • The speaker argues that capitalism is evolving into something new, where power and control are becoming more important than profit.
  • The podcast highlights the rise of a rent-based economy, where individuals increasingly lease or subscribe to goods and services instead of owning them.
  • Algorithmic manipulation and sentiment analysis are being used to control information flow, impacting consumer choices, labor dynamics, and potentially even political outcomes.