Today's Top Episodes
Scott Bessent: Fixing the Fed, Tariffs for National Security, Solving Affordability in 2026
Ever wondered how to truly fix the Fed and use tariffs strategically? This episode lays out a bold vision for America's economic future.
Why Americans Are Falling Behind on Auto Loans At Their Highest Level Ever
Your car loan might be riskier than you think. Discover why Americans are falling behind on auto payments at historic levels and what it means for the economy.
Transform Pain & Trauma Into Creative Expression | David Choe
Can pain truly be transformed into power? Explore how trauma can fuel profound creative expression and personal healing in this captivating conversation.
How to get rich with stocks (without math, charts or models)
Forget the charts and complex models. Learn a radical new way to get rich in stocks by simply observing the world around you.
OpenAI’s Potential, Google’s Speedy Model, Copilot Hits Turbulence
The AI race is heating up! Discover OpenAI's next big move, Google's game-changing model, and why Microsoft's Copilot is struggling against the competition.
Viewing Podcast: Podcast
AI
Arts
Business
Crypto
Finance
Health
History
Interviews
Investing
Macro
Misc
News
Politics
Product
Programming
Science
Social
Startups
Technology
VC
How Couples Actually Talk About Money | Making a Millionaire
Duration: 00:48:43
December 22, 2025
- Entrepreneurship is the most common path to becoming a millionaire, with 41% of millionaires having started their own businesses.
- While inheritance accounts for 24% of millionaires, starting your own business is presented as a more reliable method for wealth creation.
- Other significant wealth-building avenues include executive positions (14%), finance and investment (10%), and entertainment/sports/media (5%).
How Does Your Generation Think About Money?
Duration: 01:04:02
December 17, 2025
- Social media presents a curated "highlight reel" of others' lives, leading to unrealistic comparisons and feelings of inadequacy.
- True financial well-being and personal success are often disconnected from outward displays of wealth, which may be financed by debt.
- Cultivating genuine community and focusing on personal growth, like education, are more fulfilling than chasing material possessions seen online.
The Most Underrated Investment Account in 2026
Duration: 01:04:45
December 10, 2025
- Health Savings Accounts (HSAs) offer a triple tax advantage (deductible contributions, tax-deferred growth, and tax-free withdrawals for qualified medical expenses) and are highly underutilized, with most users only taking the initial deduction.
- The Money Guy website, moneyguy.com, has been updated with improved search functionality for shows, articles, and ultimate guides, making it easier for users to find specific financial content.
- When considering major life changes like a reduction in household income, it is crucial to re-evaluate and potentially increase emergency fund reserves due to the heightened financial risk.
How to Build Wealth With A Negative Net Worth | Making a Millionaire
Duration: 00:37:05
December 8, 2025
- Shift from employee to entrepreneur mindset is key for reaching higher wealth levels, emphasizing the importance of scalable income through "one to many" or "one to infinity" leverage rather than trading time for money.
- Founding a successful business requires aligning passion, skills, and market demand, validating ideas through self-reflection and market analysis before scaling from one-to-one services to more leveraged models.
- Personal finance journeys are individual seasons, requiring flexibility in goals like retirement savings to prioritize building a business or other life events, recognizing that financial success isn't linear and involves strategic trade-offs.
How Much Debt Do Americans Have? (By Age AND By Type!)
Duration: 00:35:30
December 5, 2025
- The total debt in America exceeds $15 trillion, with housing debt comprising the largest portion and credit card and auto debt often considered "bad debt."
- Average debt levels vary significantly by age group, with Gen Xers (40-55) holding the highest total debt and younger generations like Gen Z and Millennials beginning to accumulate significant student loan and auto loan burdens.
- As individuals approach retirement, debt generally decreases, with Boomers (56-74) and the Silent Generation (75+) showing lower average balances across most debt categories compared to middle-aged groups.
Do THIS to Fix Your Finances in 2026
Duration: 01:04:18
December 3, 2025
- Financial success hinges on pursuing freedom to make choices aligned with personal values, rather than needing to have everything perfectly figured out.
- Conduct a "financial autopsy" by reviewing past spending to identify leaks and redirect wasted money towards meaningful goals.
- Focus on preparation and adaptability for financial uncertainty, rather than trying to predict unpredictable future events.
How to Adapt When Your Income is Cut In Half | Making a Millionaire
Duration: 00:41:44
November 24, 2025
- Many young adults overlook the Roth IRA as a powerful tool for long-term wealth accumulation due to its tax-free growth potential.
- The primary benefit of starting early with a Roth IRA is leveraging decades of compound interest to significantly grow initial investments.
- Failing to establish a Roth IRA in one's early twenties is identified as a significant financial mistake that can hinder millionaire status by retirement.
Tax Updates You Can’t Afford to Miss
Duration: 01:04:14
November 19, 2025
- Contribution limits for 401(k)s, IRAs, and HSAs have increased for 2026, with specific adjustments for catch-up contributions and different filing statuses.
- New tax legislation effective in 2025/2026 includes an expanded child tax credit, increased SALT deduction limit, and a deduction for non-itemizers who donate to charity.
- The standard deduction has also seen an increase for 2026, with single filers receiving $16,100 and married couples filing jointly receiving $32,200.
Experts Predict MASSIVE Stock Market Drop (Should You Sell?)
Duration: 01:03:56
November 12, 2025
- Market Crash Concerns: The discussion addresses widespread fears of a market crash, fueled by economic factors like inflation and a slowing job market, but suggests these concerns are often overblown and can be managed with a sound financial plan.
- AI Bubble Speculation: The conversation touches on the excitement and potential for an "AI bubble," comparing it to past tech booms and emphasizing that while individual stocks can be volatile, a diversified portfolio is key to weathering such trends.
- Mortgage Flexibility vs. Debt Management: The episode explores the pros and cons of different mortgage terms, particularly the emerging concept of 50-year mortgages, highlighting the trade-offs between affordability, long-term debt, and strategic financial planning, especially for first-time homebuyers.
The Median Net Worth In America Is…
Duration: 01:06:13
November 5, 2025
- The median net worth for Americans is under $193,000, a figure that is insufficient for retirement based on the 4% rule and indicates that Americans are not saving enough.
- Many Americans start saving and investing late, often not until their early thirties, which significantly impacts their ability to build wealth due to missed compounding opportunities.
- When projecting future returns, it is advisable to use conservative assumptions rather than basing them on recent high market performance to ensure a more realistic financial plan.
...