Tokenized
Payment Networks Are Identity Networks
Oct 29, 2026
About this episode
On Ep. 13 of Agentic Commerce, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Bam Azizi, CEO & Founder @ Mesh are joined by Pete Cooling, Founder & CEO @ Atum to discuss building Visa's stablecoin settlement infrastructure, founding Atum, how Atum connects fragmented payment apps, rails and currencies and more! Timestamps: 00:00 Introduction 02:39 Building Visa's stablecoin settlement infrastructure and founding Atum 05:53 How Atum connects fragmented payment apps, rails and currencies 08:43 Stablecoin payments, fiat settlement operators and future lending opportunities 10:34 Bringing authorisation, fraud prevention and chargebacks to stablecoin payments 12:18 Digital identity, verifiable credentials and tokenization for secure payments 18:00 How Atum's settlement operators compete to deliver lower-cost payments 20:58 X402 and MPP support amid limited agentic payment adoption 23:47 Why stablecoin micropayments could outperform traditional card networks 27:16 High frequency streaming payments and the rise of automated transactions 30:49 AI agent hyper negotiation and real time contractor payment arrangements Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto . Tokenized is also presented by Mesh As the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean